Accounting software built for freelancers in Malaysia

Most freelance cash-flow problems aren't about earning too little — they're about invoices sitting unpaid at 30, 60, 90 days. You send a PDF, the client's finance team never logs it, and by the time you follow up you can't remember which invoices are outstanding versus which were paid in a lump transfer. Reconstructing that from a bank app and a folder of PDFs eats an evening every month.

A single account pays for your Grab rides, your Adobe subscription, your groceries and your client refunds. At year end you're scrolling through months of statements trying to work out which RM was a deductible business expense and which was lunch. Miss the deductible ones and you overpay; guess wrongly and you can't back it up if LHDN asks.

SST, MyInvois e-invoicing, income tax filing, business registration — the noise online rarely tells a solo freelancer what's genuinely relevant at their size. SST registration is tied to a RM500,000 taxable turnover threshold (RM1,500,000 for F&B service tax), and Malaysia's MyInvois e-invoicing rollout is being phased in by revenue band, so a small freelancer's obligations differ from a mid-size firm's. Confirm current rules with RMCD or a local tax professional before you decide what applies to you.

Three invoices land in March, nothing in April, a retainer starts in May. Without a clear picture of what's been billed, what's been collected and what's still owed, it's hard to know whether you can take a slow month, raise your rate, or need to fill the pipeline now. Spreadsheets go stale the week you build them.

Build a professional invoice in under a minute — hourly, day-rate, milestone or fixed fee — and send it straight from the app. Tallium AI tracks who's opened it, what's overdue and by how many days, and sends polite payment reminders on your schedule so you never have to write the awkward email yourself. An ageing view shows every outstanding ringgit in one place.

Photograph a receipt or forward an emailed one and Tallium AI's receipt scanning reads the vendor, date and amount, then suggests the right expense category. Connect your business account and bank reconciliation matches deposits to the invoices they paid, so your business spending finally sits apart from your personal life — with a clean audit trail behind every claim.

Tallium AI keeps SST handling and structured invoice records in place so that if you cross the RM500,000 threshold, take on SST-registered work, or fall into a MyInvois phase, your data is already in a shape you can file from rather than a shoebox you have to rebuild. SST-02 return periods, registration numbers and e-invoicing timing are set by the authorities — confirm current rules with RMCD or a local tax professional.

Profit and loss, income by client, expenses by category and cash collected versus cash billed update as you work — no month-end rebuild. AI insights flag the things you'd otherwise miss: a client who's slipped from paying in 14 days to 45, a subscription you stopped using, a month tracking well below your average.