Accounting software for freelancers in the Philippines

Client work ends, then the chase begins — the invoice sits in an email thread, the accounts payable contact goes quiet, and you are three weeks out with no idea whether it was even received. Most freelancers here are juggling a handful of clients on different payment cycles, some paying by bank transfer, some by GCash or Maya, some through a platform that pays out fortnightly. Without one place tracking who owes what, you end up reconstructing it from memory and screenshots.

Your proof of income is in Messenger threads and client emails. Your expenses are in receipts stuffed in a drawer, a bank app, and a few e-wallet histories. Come filing time you are rebuilding months of activity from fragments, and anything you cannot find is simply an expense you never claim — you pay tax on income you effectively spent on the business.

Percentage tax or VAT, 8% income tax option or graduated rates, whether you have crossed PHP 3,000,000 in gross sales, whether the withholding your corporate clients deduct is being credited properly. The rules are real but they are written for accountants, and guessing wrong is expensive in a way that only shows up much later.

Two big invoices land in March and nothing in April. Software subscriptions, internet, co-working, transport and equipment go out every month regardless. Without a running view of income against costs, you cannot tell whether a client is genuinely profitable, what to set aside for tax, or whether you can afford to turn down badly-paid work.

Build a professional invoice in under a minute with your details, TIN and the client's, send it by email, and Tallium AI tracks it from sent to viewed to paid. Overdue invoices surface automatically and reminders go out without you writing another awkward follow-up. You can invoice in the currency your client pays in, log partial payments and retainers, and see at a glance exactly who owes you and for how long.

Snap a receipt in the mobile app and the AI reads the supplier, date, amount and tax, then posts it to the right expense category. Connect your bank so transactions flow in for matching rather than manual typing. Your official receipts and invoices sit as attachments against each entry, so when you need to substantiate a deduction or a client asks for documentation, it takes seconds rather than an afternoon.

Tallium AI keeps your sales, receipts and expenses in proper double-entry form with your TIN and client details on every document, and reports them by period. If you are VAT-registered it tracks output and input VAT so the figures for your quarterly VAT return (2550Q) are already assembled instead of reconstructed. It also flags where your running gross sales sit against the PHP 3,000,000 threshold. Please confirm current rules with BIR or a local tax professional — your registration type determines what you actually file.

One dashboard shows money in, money out and what is left, with AI insights pointing out things worth knowing — a client whose invoices always run 40 days late, a subscription that quietly renewed, a month tracking below your average. Because the same account carries the Tallium AI suite's Marketing and CRM, the client you are pitching and the client you are billing are the same record, not two systems.