Startups · Philippines
In your first two years the real problems are cash, not theory: clients who pay in 45 days and withhold tax on top, a pile of BIR paperwork nobody explained, and a spreadsheet that only one founder understands. Tallium AI puts your books, invoices, expenses, sales counter and stock in one app, so you always know what you have been paid, what is still owed, and what is due to the Bureau of Internal Revenue (BIR). Unlimited users on every plan, one flat USD price, and no per-seat fee when your accountant or your first hire joins.
From $79/month per shop · billed monthly · no free trial
Key takeaways
Corporate and government clients deduct creditable withholding tax before they pay you, then send the BIR Form 2307 certificate weeks later — or not at all. Founders end up guessing whether an invoice was short-paid, discounted, or partly withheld, and by quarter-end nobody can match the certificates to the invoices they belong to.
After registering with the SEC or DTI and getting your BIR Certificate of Registration, you inherit a calendar you did not design: registered books of accounts, invoices carrying your TIN and registered address, monthly withholding on rent and salaries, and quarterly returns. Miss one and the penalty is not the painful part — the open case that follows you is.
VAT registration becomes compulsory once gross sales pass PHP 3,000,000 in a twelve-month period, and below that most startups sit on percentage tax instead. If your sales are scattered across a bank account, an online store, GCash and a cash drawer, you only find out you crossed the threshold when your accountant adds it up months later.
A bookkeeping app, a separate invoice generator, a POS at the counter and a stock sheet — none of them agree. Then you hire your fifth person and the seat charges start. Early-stage teams should not be paying more software fees just because more people need to see the numbers.
Record the invoice at its full value and log the short payment against it, so the gap sits in one place instead of disappearing into a rounding difference. Tallium AI keeps a running list of what each client still owes, flags invoices settled below face value, and gives you a clean per-client history to bring to your accountant when the withholding certificates finally arrive.
Sales, purchases, expenses and cash movements post to proper double-entry accounts as you work, so your general ledger, sales book and purchase book are always current rather than rebuilt in a panic. Snap a photo of a receipt and the AI reads the supplier, date and amount and files it — including the input tax, so nothing is lost by the time you file.
Counter sales, online orders and invoiced work all land in the same revenue figure, so you can see rolling gross sales for the last twelve months on any day of the week — not in April. When registration does make sense, the VAT/tax module tracks output and input tax per transaction and gives you the totals a 2550Q needs. Confirm current rules and rates with BIR or a local tax professional.
Accounting, invoicing, POS, inventory, e-commerce and the Tallium AI suite's Marketing and CRM all sit under a single account. Add both founders, your first employee, your bookkeeper and your external accountant without a single seat charge — a shop unit is $79 per month, billed monthly, paid from signup, cancel any time.
Double-entry books that build themselves as you invoice, spend and get paid — general ledger, chart of accounts and bank-ready records you can hand straight to an accountant.
Issue invoices carrying your registered name, address and TIN, track what each client still owes, and send polite reminders before a 45-day payment quietly becomes a 90-day one.
Track output and input tax per transaction, watch your rolling gross sales against the PHP 3,000,000 threshold, and pull the totals behind a quarterly 2550Q.
Profit and loss, cash position, receivables ageing and per-product margin — the four numbers an early-stage founder should be able to answer without opening a spreadsheet.
Receipt scanning, automatic categorisation and plain-English nudges when spending drifts, a client starts paying late, or margin slips on your best-selling line.
Build your plan in a minute — pay only for the parts of your business you run. From $79/month per shop.
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