Buyer's guide
MYOB has been a fixture of New Zealand small business accounting for decades, and for good reason. But if you run a shop, café, wholesaler or online store and you're tired of bolting a separate POS, inventory and e-commerce tool onto your books, Tallium AI takes a different approach. It's one app that handles GST-ready accounting, point of sale, stock and your online store together — with unlimited users on every plan and one flat USD price.
Key takeaways
MYOB is a mature, IRD-connected accounting platform trusted by NZ accountants and bookkeepers, with strong payroll and a deep advisor network. Tallium AI is built for owners who want their sales counter, stockroom and online store running inside the same system as their accounts, without paying per user.
| Feature | Tallium AI | MYOB |
|---|---|---|
| What it is at heart | One all-in-one app: accounting, invoicing, POS, inventory, e-commerce, plus Marketing and CRM under a single account | Accounting-first platform with strong payroll; POS, inventory and online sales usually come via add-ons or integrations |
| Point of sale | Built-in POS for retail and hospitality, tied directly to stock and accounts | Retail POS available (e.g. MYOB RetailManager history / partner solutions), typically as a separate product or integration |
| Inventory & warehouse | Real-time inventory, multi-location and warehouse tracking included in the relevant unit | Inventory in higher tiers; advanced stock often needs third-party add-ons |
| E-commerce / online store | Online store module syncs products, orders and stock with your books | Handled through external e-commerce integrations rather than a native store |
| User pricing | Unlimited users on every plan — no per-seat fees | Plans are tiered and user/feature limits apply; extra capability often costs more |
| Pricing model | Flat USD per unit, billed monthly from signup: shop/store $79, online store $159, warehouse $99, factory $269 | Monthly NZD subscription tiers; payroll and add-ons priced separately |
| GST & IRD | GST tracking and GST return (GST101A) figures built in, with eInvoicing via Peppol on the roadmap of the suite | Strong GST handling and direct IRD/GST filing connections — a genuine strength |
| Payroll | Not a dedicated NZ payroll engine — pairs with a specialist payroll tool | Mature, NZ-compliant payroll is a core MYOB strength |
| AI automation | AI receipt scanning, auto-categorisation and insights included | Bank feeds and some automation; less emphasis on built-in AI insights |
| Free trial | No free trial — paid monthly from signup, cancel anytime | Free trial periods typically offered |
The honest verdict
MYOB is the safer pick if payroll is central to your business, if your accountant works in MYOB daily, or if you need mature, direct IRD filing above all else. Tallium AI is the better fit for retailers, cafés, wholesalers and online sellers who want POS, inventory, e-commerce and accounting in one app, unlimited users, and one predictable price instead of a stack of per-seat subscriptions. If you're running tills and stock and finding MYOB plus add-ons expensive to piece together, Tallium AI is worth a serious look.
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